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Trip Insurance

We highly recommend travel insurance to our guests, especially if you are staying during hurricane season from July to September. This nominal fee covers your reservation should an emergency arise, subject to policy terms and limitations.

Terms & Conditions

A. The property shall not be used by more than the number of adults and children listed in your reservation. B. All guests shall abide by Gulf Coast Vacation Rentals’ Nice Neighbor policy and shall not engage in illegal activity. Quiet hours are from 10 p.m. to 8 a.m. C. Pets are not permitted unless specifically noted in your reservation. D. Renter must be at least 21 years of age (or the specified minimum age required to rent the property, if different). Guests under the minimum age must be accompanied by a parent or legal guardian. E. No smoking is permitted anywhere on the premises. F. No commercial photography or filming is permitted on the property. Tents or other structures may not be erected. Use of charcoal grills is not allowed. Gas grills located on the property are not the responsibility of nor cleaned or maintained by Gulf Coast. G. Renter is liable for any damage to the property and agrees to accept charges to the card on file should damage occur during occupancy. H. Payment Terms: If the reservation is made 61 days or more before the scheduled arrival a 20% deposit is required. The balance of the reservation is due 60 days before the arrival date. Unless other payment arrangements have been made, the final payment will be billed to the credit or debit card on file. Payment of the rental deposit sum to Gulf Coast Vacation Rentals will signify the full acceptance of these terms and conditions of rental. If the reservation is made 60 days or less before the scheduled arrival the full balance is required at the time of reservation. Payment of the rental deposit and full balance to Gulf Coast Vacation Rentals will signify the full acceptance of these terms and conditions of rental. I. Cancellation Policy: If you cancel within 24 hours of booking, you’ll receive a full refund. After that (unless stated otherwise in the home description and unit-specific terms), any monies paid become non-refundable. Gulf Coast Vacation Rentals reserves the right to cancel any reservation made as a result of an error, omission or other unforeseen circumstances. This includes verbal, written or website errors which may affect the price, availability or type of property rented. If the length of stay is allowed to be reduced from the original dates at Gulf Coast Vacation Rentals’ discretion, the cancellation policy will apply to the nights that have been canceled. The minimum night’s stay requirement at the time of booking must be met at all times. Rental nights cannot be canceled if they reduce the total number of nights stay below this minimum. J. Travel Insurance: We recommend that you purchase travel insurance to help protect against financial loss if you must cancel your reservation for a covered reason. Gulf Coast Vacation Rentals offers a third-party product, Trip Preserver, which is available for most reservations and includes coverage for trip cancellation or interruption due to listed covered reasons, as well as additional benefits including coverage for losses due to trip delay or medical emergencies while traveling. If you elect to purchase Trip Preserver coverage for your reservation, we encourage you to review your insurance policy wording for all eligibility, benefits, terms, and conditions. For additional information, go to https://www.redskyinsurance.com/products/trip-preserver/ VACATION RENTAL AGREEMENT This Vacation Rental Agreement (“Agreement”) is for rental of the vacation rental property specified in a confirmed reservation (the “Property”). This Agreement is between: (1) Gulf Coast Vacation Rentals (“Gulf Coast Vacation Rentals,” “we,” or “us”), acting for itself and for the owner of the Property (“Owner”), and (2) the person who is the responsible renter of the Property (collectively “Renter” or “you”). By booking your rental of the Property with Gulf Coast Vacation Rentals, you acknowledge that you have read and understand, and agree to be bound by, all terms, conditions, and policies in this Agreement, including any Unit-Specific Terms (collectively, the “Terms”). Unit-Specific Terms. Certain jurisdictions, resorts, and specific homes require renters to agree to additional terms and conditions (“Unit-Specific Terms”). We will inform you during the reservation process of any Unit-Specific Terms that apply to rental of the Property. If any provision of Unit-Specific Terms differs from the Terms in this Agreement, the provision of the Unit-Specific Terms will control. Channel Terms. If you are booking through a third-party marketing channel, your booking may be subject to that channel’s own terms and conditions (“Channel Terms”). If any provision of applicable Channel Terms differs from the Terms in this Agreement, the provision of the Channel Terms will control. RENTAL POLICIES AND GENERAL TERMS A. Minimum Age. The “Minimum Age” to rent the Property is the age specified in any Unit-Specific Terms. If no age is specified in the Unit-Specific Terms, the Minimum Age is 21 years of age (or the minimum age required by law in the jurisdiction where the Property is located, if different). You agree to provide us with proof of age upon request. A parent or legal guardian must accompany all guests who are under the Minimum Age for the entire duration of the rental. B. Responsible Renter. As the Renter, you agree to be an occupant of the Property for the entire duration of the rental. All other occupants will be family members, friends, other responsible adults over the Minimum Age, or accompanied by a parent or legal guardian. You agree to be solely responsible for your actions and the actions of all family members, guests, and invitees (collectively, “Occupants”) present at the Property at any time during your stay, and to ensure that all Occupants understand and comply with the Terms. C. Nice Neighbor Policy. Because the Property is a privately owned home, all Occupants must comply with this nice neighbor policy. Please treat the Property with the same care you would use with your own residence and leave it in the same condition it was in when you arrived. To prevent theft of or damage to furnishings or your personal property, you agree to close and lock doors and windows when you are not present at the Property and upon check-out. You and other Occupants agree to conduct yourselves throughout your stay in a manner that is respectful of and not disruptive to neighbors, traffic flow, or the community and that will not prompt complaints to Gulf Coast Vacation Rentals from police, neighbors, or neighborhood or homeowner associations. Noise audible outside the Property is prohibited between 10 p.m. and 8 a.m. You and other Occupants agree to abide by all applicable parking restrictions and limitations. D. Maximum Occupancy. The number of people present at the Property may not exceed the maximum posted occupancy unless we have given you advance written permission to hold an event at the Property, in which case the number of people present at the Property may not exceed the maximum number of people authorized by Gulf Coast Vacation Rentals. E. No Smoking. No smoking is permitted at the Property (including porches, decks or outdoor areas) at any time. F. No Permanent Residence. You agree that your use of the Property is on a temporary and transient basis only; that you may not use the Property as a permanent residence; and that your permanent residence is and will remain elsewhere than at the Property. G. Animals. No animals or pets of any kind are permitted at the Property except (1) as specifically authorized in your reservation, or (2) bona fide service animals that we are required by law to allow. Emotional support animals are not permitted except as authorized pets. You agree that a prohibition on animals is not a guarantee that an animal has not been inside the Property or that the Property is free of animal or pet allergens. H. Events and Commercial Photography; Structures; Charcoal Grills. Events and commercial photography or filming are prohibited at the Property without our express written permission. (If approved, additional conditions and fees may apply.) No tents or other structures may be erected on the property without our express written permission. The use of charcoal grills is not permitted. I. Criminal Activity Prohibited. Use of the Property for any criminal activity is prohibited and may result in fines, prosecution, and/or your immediate removal from the Property. This prohibition extends to use of the Property’s internet service, if any, for criminal activity, including but not limited to unlawful downloads of copyrighted material, including movies, music, software, or other material. We may cooperate with any investigation of alleged criminal activity that occurred at the Property during your stay. J. Payment Terms; Fraud. If you are paying by credit card you represent that you are the account holder or an authorized user of the account. If for any reason, Gulf Coast Vacation Rentals believes your payment may be refused by the card processor, Gulf Coast Vacation Rentals may ask you for a different form of payment. Upon Gulf Coast Vacation Rentals’ request, you will immediately provide another form of payment and adequate proof that you are the account holder, or an authorized user of the account used for payment (such as a government-issued ID that matches the name on the account). Gulf Coast Vacation Rentals may cancel your reservation or remove you and all Occupants from the Property immediately if you fail to provide a form of payment that can be validated by Gulf Coast Vacation Rentals. We may share your credit card information and other information about you with law enforcement if we suspect fraud. K. Consequences of Breach; Charges for Damage. Any failure by you or any other Occupants to comply with any of the terms, conditions, or policies above is a breach of this Agreement and may result in a forfeiture of your rights to rent the Property, up to and including immediate removal from the Property without refund and with or without the assistance of law enforcement. Gulf Coast Vacation Rentals may terminate this Agreement for breach, and if you are notified of such termination you agree to leave the Property immediately. In addition, you are responsible for, and you authorize us to bill your credit card on file for the full amount of: (1) any damage or loss that occurs at the Property during your stay; (2) a charge of up to $1,000 for violations of the pet policy, including for bringing more pets or different types of pets than specifically authorized; (3) an additional cleaning fee of up to $500 (or the actual cost of cleaning services, if greater) for violations of any of the guest policies above (other than the pet policy) or for excessive cleaning required by the acts or omissions of any Occupant during your stay; and (4) any fines issued by police, other government officials or agencies, utility providers, and/or homeowner associations for violation of any law, ordinance, or rule during your stay, and any damages (which may exceed the amount of fines) that result from the violation. If any unauthorized download of copyrighted material via the Property’s Internet service occurs during the period of your stay, you agree that we may share your contact information with the internet service provider or any other party we believe, for any reason, has enforcement rights. ADDITIONAL TERMS AND CONDITIONS L. Cancellation Policy; No Shows.  No full or partial refunds will be granted for no-shows or if you cancel before the first night of your reservation, arrive after the first night of your reservation, or depart before the last night of your reservation. Except as expressly provided in this Agreement, no refunds or compensation will be given and Gulf Coast Vacation Rentals shall not be liable to you for failure to make the property available for occupancy if the property is unavailable or becomes partially or wholly unusable for any reason outside Gulf Coast Vacation Rentals’ control, including but not limited to adverse weather conditions, natural disasters, mechanical failures, evacuation orders or other acts of government agencies, or utility outages. Gulf Coast Vacation Rentals advises guests to obtain appropriate and comprehensive travel insurance that covers Renter and all Occupants and that includes coverage for personal injury, illness or disease, and property damage or loss. ARDI and HOA Fees are 100% due at booking, all other products are 20% deposit. M. Travel Insurance. Gulf Coast Vacation Rentals advises guests to obtain appropriate and comprehensive travel insurance that covers Renter and all Occupants and that includes coverage for personal injury, illness or disease, and property damage or loss, and to help protect against financial loss if you must cancel your reservation for a covered reason. Trip Preserver coverage is subject to separate eligibility requirements, terms, and conditions. If you elect to purchase Trip Preserver coverage for your reservation, you acknowledge that Gulf Coast Vacation Rentals may collect a percentage of the fee you pay for coverage as commission. Trip Preserver is not available for reservations that are booked by non-U.S. residents. N. Early Check-In/Late Check-Out. Early check-in or late check-out may be available; additional charges may apply. If you do not vacate by check-out time (or late check-out time as agreed by Gulf Coast Vacation Rentals), you authorize us to bill your credit card on file for a late departure fee of up to one night’s rental and we may remove all Occupants and their personal property from the Property. O. Maintenance or Housekeeping Issues; Property Conditions. The Property is provided as is, and we are not responsible for the inoperability or unavailability of any amenities. You agree to contact Gulf Coast Vacation Rentals, using the contact information provided in your confirmation email, as soon as you notice any maintenance or housekeeping problem, or any potentially hazardous condition, at the Property, or if any incident occurs at the Property that is related to such a problem or condition. You further agree to give Gulf Coast Vacation Rentals a reasonable amount of time to respond to your report and to cooperate with Gulf Coast Vacation Rentals’ efforts to address the concern or provide a remedy. We will take reasonable and appropriate steps to remedy any reported problem as soon as practicable. We may enter the Property at your invitation to remedy any problem you report, at reasonable times and with reasonable notice to inspect, maintain, or repair the Property, and to address any situation that we reasonably deem an emergency that threatens persons or property. You acknowledge that if the Property has access to amenities that are shared with other properties, such as a clubhouse, shared pool, hot tub, parking lot, or fitness center, that the availability and condition of those amenities is outside Gulf Coast Vacation Rentals’ control. P. Choice of Law; Jurisdiction and Venue; Dispute Resolution. P.1. Choice of Law. Unless otherwise specified in any Unit-Specific Terms or if a different choice of law is required by the law of the jurisdiction in which the Property is located, this Agreement shall be governed by laws of the State of Florida, U.S.A, without regard to its conflict-of-law provisions. P.2. Dispute Resolution and Arbitration Agreement: United States. If (a) your claim relates in any way to a reservation for or stay at a Property located in the United States, or (b) you bring any other claim against Gulf Coast Vacation Rentals in the United States (to the extent permitted by this Agreement), then you agree to resolve any dispute arising out of or relating in any way to this Agreement as follows: a) Agreement to Arbitrate. Except as otherwise provided in this section, you and Gulf Coast Vacation Rentals mutually agree that any controversy or claim arising out of or relating to this contract, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Payment of filing, administration and arbitrator fees will be governed by the AAA’s rules. To begin arbitration, a party must send a letter to the other party requesting arbitration and describing the claim. If Gulf Coast Vacation Rentals requests arbitration, it will send the letter to your most recent email or physical address in Gulf Coast Vacation Rentals’ records. If you request arbitration, you must send the letter to Gulf Coast Vacation Rentals’ registered agent in the state of Florida. b) Place of Arbitration. Except as otherwise required by AAA’s Consumer Arbitration Rules, the arbitration shall take place in the county in which the Property is located, or in Manatee County Florida if the dispute does not involve a reservation for or stay at a specific property, or in such other location as you and Gulf Coast Vacation Rentals may mutually agree. c) Exceptions to Arbitration Requirement. As the only exceptions to the parties’ agreement to submit all disputes to binding arbitration as provided herein, Gulf Coast Vacation Rentals and Renter both retain the right to pursue: (1) in small claims court in the county in which the Property is located (or if the dispute does not involve a reservation for a specific property, the small claims court for Manatee County, Florida), any claim that is within that court’s jurisdiction, and the parties consent to the personal jurisdiction and venue of such court, and Gulf Coast Vacation Rentals further consents to Renter’s appearance by telephone or video in lieu of personal appearance, if allowed under applicable court rules; and (2) a suit in any court with jurisdiction to enjoin (whether by temporary, preliminary, or permanent injunctive relief) infringement or other misuse of intellectual property rights. P.3. Class Action and Jury Trial Waiver. The parties agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration, the parties waive any right to a jury trial. Q. Acknowledgment & Disclaimer; Limitation of Liability. Q.1. Acknowledgment & Disclaimer. You acknowledge the Property may have features, amenities, and conditions that are unfamiliar to you and other Occupants you invite to the Property. You further acknowledge that your use of the Property and its amenities may carry inherent risk, including risk of bodily injury, illness or disease, disability, or death. For example, some Properties include natural habitats for wildlife, insects, and pests that may expose you to injury or disease; or docks, stairways, porches, ledges, cliffs, hot tubs, and other unmarked natural or manmade features, amenities, and conditions that carry inherent risk. You agree that, by using the Property or its amenities, you voluntarily and willfully assume those risks and assume full responsibility for the choices you make before, during and after your use of the Property and its amenities. You also acknowledge and agree that you and any other adult Occupants are solely responsible for closely supervising and protecting the health and safety of any and all Occupants that are minors, throughout the duration of your stay. Q.2. Disclaimer of Warranties. TO THE MAXIMUM EXTENT PERMITTED BY LAW, GULF COAST VACATION RENTALS AND OWNER EACH EXPRESSLY DISCLAIM ANY WARRANTIES OF SAFETY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, AND AS TO THE ADEQUACY OF THE DIRECTIONS AND WARNINGS PROVIDED TO YOU. Q.3. Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO CASE SHALL THE OWNER OF THE PROPERTY OR GULF COAST VACATION RENTALS, NOR THEIR AFFILIATES, NOR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR OWNERS, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES, OR FOR ANY DAMAGES FOR PERSONAL OR BODILY INJURY, ILLNESS OR DISEASE, EMOTIONAL DISTRESS, OR DAMAGE TO PROPERTY, ARISING OUT OF OR IN CONNECTION WITH YOUR STAY AT THE PROPERTY. THIS LIMITATION APPLIES TO ALL CLAIMS FOR DAMAGES WHETHER BASED ON A THEORY OF WARRANTY, CONTRACT, TORT (INCLUDING ORDINARY NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF GULF COAST VACATION RENTALS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE AND EVEN IF THE LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. R. Indemnity. You agree to hold harmless and indemnify Gulf Coast Vacation Rentals and Owner, and their respective affiliates, for and from all claims for property damage, personal injury, illness or disease, or monetary loss resulting from your actions or omissions, and the actions or omissions of other Occupants, during or relating to your stay. S. Substitution of Property. On rare occasions, due to ownership changes, properties being removed from rental use, or a need for extensive repairs or maintenance, the Property may not be available for rental on the dates of your reservation. In this unlikely event, Gulf Coast Vacation Rentals reserves the right to substitute a comparable property. If comparable accommodations are not available, you will have the option of (1) selecting from other available properties (in which case you are responsible for, or will receive the benefit of, any difference in cost) or (2) receiving a complete refund of your reservation payment. In the event of a substitution of rental properties, all Terms in this Agreement, plus any Unit-Specific Terms specific to the substituted property, shall apply to your stay in the substituted property. T. Assignment. Gulf Coast Vacation Rentals may assign this Agreement or any of its rights, or delegate any of its duties under this Agreement, at any time without your consent. U. Sex Offender Registry Check. In connection with this Agreement, you authorize Gulf Coast Vacation Rentals to order a sex offender registry check about you through a third-party consumer reporting agency: Contact Gulf Coast Vacation Rentals if you would like a free copy of your sex offender registry check report.